Aetna CVS Health enters Maryland’s Affordable Care Act (ACA) individual insurance exchange on January 1, 2024.

Aetna CVS Health individual and family plans combine quality Aetna® health insurance coverage with affordable care options at CVS Pharmacy® and MinuteClinic® locations to help members achieve their best health.

WOONSOCKET, RI, October 30, 2023 /PRNewswire/ — Aetna, a health care company of CVS (NYSE: CVS), is entering the individual insurance exchange market in Maryland with its co-branded insurance product Aetna CVS Health, providing affordable access to health care for more Maryland residents.

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Aetna CVS Health individual and family plans combine Aetna® quality health insurance coverage, access to Aetna’s network of primary care physicians, mental health providers, specialists and hospitals, and affordable care features at CVS Pharmacy® locations to help members to achieve their best health.

“Our plans bring together the quality coverage of Aetna plus the convenience of CVS, all at an affordable price,” said Anand Shukla, senior vice president, individual and family plans, Aetna. “Our members have access to quality care through Aetna’s network of doctors, hospitals and specialists; affordable care with $0 preventive care, $0 virtual care and $0 MinuteClinic visits; and the convenience of 24/7 access to virtual care and a choice of over 1,000 MinuteClinic locations nationwide. We’re making sure more Marylanders – and Americans – can access Aetna’s quality care.”

New benefits for 2024

More savings with your Aetna CVS Health ID Card

Members can get 20% off CVS Health brand items at CVS, with the savings barcode right on the back of their ID card. This ID card, combining medical, pharmacy, over-the-counter and store discounts, is a first for Aetna.

With the launch of these plans, members will have access to Aetna’s network of primary care physicians, mental health providers, specialists and hospitals. Plus, convenient and affordable care that removes barriers to accessing care.

Aetna CVS Health ACA exchange products bring together the coverage of Aetna and the convenience of CVS Health. This is health insurance done differently and includes:

  • Quality care with Aetna’s network of primary care physicians, specialists and hospitals
  • Affordable care with plans that include in-network $0 preventive care, $0 virtual care and $0 MinuteClinic Visits*
  • Scheduled care with 24/7 access to virtual care, plus walk-ins at 1,000 CVS MinuteClinic locations nationwide

Aetna CVS Health ACA plans are comprehensive health plans that provide care and coverage for:

  • Pediatric services, including oral and vision care
  • Outpatient services for patients (outpatient services)
  • Emergency medical Service
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services, including behavioral health treatment
  • Prescription drugs
  • Rehabilitation and rehabilitative services (those that help patients acquire, maintain, or improve skills needed for daily functioning) and devices
  • Laboratory services
  • Preventive and wellness services and chronic disease management

*Members may be required to pay a share of the cost based on the medical services received and the type of provider the member visits. Please see the benefits documents for more details. Includes selected clinical services. Not all clinic services are covered. Please see the benefits documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductibles before receiving non-preventive clinical services covered without cost sharing. However, such services are covered at agreed prices. This benefit is not available in all states. For a complete list of participating clinics, log on to and use our provider search tool.

About Etna

Aetna, a CVS Health business, serves approximately 34 million people with information and resources to help them make better informed decisions about their health care. Aetna offers a wide range of traditional, voluntary and consumer-directed health insurance products and related services, including medical, pharmaceutical, dental and behavioral health plans and medical management options, Medicaid health management services, workers’ compensation administrative services and health information technology products and services. Aetna’s customers include employer groups, individuals, students, part-time and hourly workers, health plans, health care providers, government entities, government-sponsored plans, labor groups and expatriates. For more information, visit and explore how Aetna is helping to build a healthier world.

About CVS Health

CVS Health® is a leading healthcare solutions company, delivering care like no other. We reach more people and improve the health of communities across America through our local presence, digital channels and over 300,000 dedicated colleagues – including more than 40,000 doctors, pharmacists, nurses and nurse practitioners. Wherever and whenever people need us, we help them with their health—whether it’s managing chronic conditions, adhering to their medications, or accessing affordable health and wellness services in the most convenient ways. We help people navigate the health care system—and their personal health care—by improving access, reducing costs, and being a trusted partner for every meaningful health moment. And we do it with heart, every day. Follow @CVSHealth on social media.

Contact with the media
Jeff Swallow
[email protected]


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