How To Get Duplicate Car Insurance Copy – Forbes Advisor INDIA

If you have driven in India, you know that driving a car on the country’s roads is a risky adventure. For this reason, your vehicle may be at risk of damage or an accident.

And if you are a smart Indian, you should already have a valid life insurance policy to be safe. More importantly, you need to have valid car insurance to keep your beloved car safe.

If you don’t have valid car insurance for your car, you are not only breaking the law, but also endangering the safety of your car, as well as losing your financial planning because repairing your car is as expensive as buying a new car.

And if you already have a car insurance policy and want to be prepared for any mishaps, be sure to keep a duplicate policy document handy. If not, take all the help from this detailed guide on how to get a duplicate car insurance policy.

It is important to have a copy of duplicate car insurance

Losing things, especially important documents, is not difficult. If you are a routine driver, you should always keep a duplicate of your auto insurance policy handy.

While driving in India, chances are that you will be called by the traffic police for any reason. When this happens, the traffic police will ask to see your driver’s license as well as your car insurance policy. Failure to do so can result in hefty fines or even harsher penalties such as imprisonment if you do not have an active insurance policy.

In fact, it is illegal to drive a vehicle without an active insurance policy as laid down in the Motor Vehicles Act, 1988 by the Government of India.

How to get a duplicate copy of car insurance online

The easiest way to get hold of your policies is to use the power of the internet. Downloading your car insurance policy has never been easier, especially because every insurance business has a dedicated online portal that allows you to manage your policies.

To download your car insurance policy, simply follow these steps:

  • Step 1: Visit your insurance provider’s official website or app.
  • Step 2: Go to the “Car Insurance” or “Car Insurance” tab.
  • Step 3: Login with your registered email address or mobile number.
  • Step 4: Verify the details entered with OTP.
  • Step 5: Once successfully logged in, you will be able to download your active car insurance policies registered with your email address or number.

How to get a duplicate copy of car insurance offline

Although getting a duplicate car insurance policy is much easier online, it is also not difficult to get a duplicate copy offline. Here are some of the ways you can get a duplicate copy for car insurance offline:

Branch Visit: The easiest way to get a duplicate copy for car insurance is to visit a branch and contact representatives of the insurance company who can help you with the procedure.

Contact Customer Support: By contacting the customer support team via call, live chat or email, you can easily request a hard copy of your car insurance policy to be delivered to your postal address.

Visit your car dealer: Finally, if your auto insurance policy was processed by an authorized auto dealer, you can also contact a representative at the auto dealer’s office who can assist you in acquiring the auto insurance policy for your vehicle.

How to get a hard copy of your car insurance policy

Although securing your car with an insurance policy is very important, it is not necessary to have the paper copy of the same.

These days, you can easily buy car insurance policies from an insurance provider’s website, or you can browse through hundreds of policies sold by different insurance providers on apps like policybazaar.com.

When you shop for insurance online, your email details as well as your registered number will be sent to you instantly. Many companies will also choose to send a hard copy to your postal address as well as deliver the information to your WhatsApp inbox using a chatbot.

However, if you still need to get a paper copy of your car insurance policy, you can contact your insurance provider’s customer support team. Support contact details are usually readily available on your insurance provider’s website.

Frequently Asked Questions (FAQ)

What are the details mentioned in the car insurance policy?

Your car insurance policy document mentions all the details related to your car. Apart from your basic details and contact information, the policy document will mention your vehicle registration number, premium information, sum insured, type of cover, duration of validity and all policy terms and conditions.

Can I get a duplicate car insurance policy if I lose my original copy?

Yes, you can get a duplicate car insurance policy if you lose your original copy. You can easily download it from your insurance provider’s website using your registered email address or number and/or policy number.

Can I withdraw my car insurance policy without using the policy number?

Yes, if you do not have your policy number, you can download your car insurance policy from your insurance provider’s website using your registered email address or number and/or vehicle number.

Can I make changes to my car insurance policy?

Making changes to your car insurance policy depends on the type of policy you have and the service of your insurance provider. If you want to make changes to your car insurance policy, you should contact your insurance provider’s customer service department.

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