Is pet insurance for large breed dogs worth it?

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Getting pet insurance for your large breed dog can make a lot of sense.

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Pet parenting can be an expensive endeavor, and that’s especially the case when health concerns arise. Except for expenses for a visit to a veterinary officeyou’ll also have to pay for tests, medications, and other treatments when Fido gets sick.

And if you have a large breed dog, you may be wondering if pet insurance is worth it for your dog. After all, large breed dogs face unique medical challenges, so will the average pet insurance company be willing to cover the health issues these dogs face? If so, is this coverage worth the cost of the premiums?

Find out how cheap insurance for large breed dogs can be.

Is pet insurance for large breed dogs worth it?

In short, the answer is a resounding yes for most pet owners. Average a pet insurance policy costs for dogs between $30 and $70 per month. A routine dog exam can cost you up to $250, according to the experts at CareCredit, and that’s not including the cost of major procedures.

They are here three reasons why insurance makes sense To purchase a pet insurance policy for large breed dogs:

Large breed dogs face unique medical challenges

Large-breed dogs can face serious medical problems that are less common in their small-breed counterparts, according to veterinarians. And these problems can get expensive quickly.

“Some of the larger dogs have a condition where their stomach can twist, called gastric dilatation volvulus. You hardly ever see this in small dogs,” says Dr. Jeff Strickland, DVM of Briar Creek Veterinary Clinic.

And according to Dr. Strickland, “larger dogs sometimes have more problems with arthritis than smaller breeds.”

This is in addition to other conditions that are common in large breed dogs, including hip dysplasia, elbow dysplasia, abdominal distension, hypothyroidism, dilated cardiomyopathy, eye disease, and more. Pet insurance covers these conditions and much more.

Get pet insurance for your large breed dog to cover these extra costs today.

You may pay higher prices for treatment of large breed dogs

Have you ever called a vet clinic to make an appointment and been asked about your dog’s size? This is because treating larger dogs can cost more.

When asked about the different prices between large and small breeds, Dr. Strickland says, “usually it’s just the weight of the dog. Many of the examinations such as heartworm testing and fecal examinations are the same price regardless of the size of the dog. Say the dog needs pain medication or antibiotics, it just takes more because the dog is bigger. That’s usually where the extra costs come in in our practice.”

However, in some veterinary practices you may find increased costs for any service related to large animals. This means you may pay higher prices for everything from office visits to tests and treatment options. Pet insurance not only bridges this gap, but can fully cover these costs.

An emergency without insurance can be costly

All pet owners should consider whether they will have the money to cover emergency vet costs if they do not have insurance. For example, if your pet needs surgery, you may have to pay thousands of dollars before your veterinarian agrees to perform the surgery.

Do you have that money available?

It’s hard to think that you would ever let any amount of money stop you from getting your pet the medical care they need. However, if you don’t have insurance, you may find yourself with few options in the event of an emergency—especially given the rising cost of veterinary care.

The bottom row

When you adopt a pet, you are not buying property. You are inviting a new family member into your home. As a member of your family, your pet deserves high-quality health care. Although this care can be expensive, you may be able to significantly reduce costs and protect your pet by purchasing a pet insurance policy.

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