Staged vehicle accidents are a leading scam trend in South Carolina

The state ranks 13th in the nation for questionable insurance claims

COLUMBIA, SC, December 8, 2023 /PRNewswire/ — A new report on South Carolina fraud trends show staged incidents with vehicles leading the way fraud matter in the state. The analysis, released by the National Insurance Crime Bureau (NICB), the nation’s leading nonprofit organization dedicated to combating and preventing insurance crime, ranked South Carolina as 13th in the nation for questionable vehicle insurance claims. This is significantly higher than countries with similar populations such as Alabama, Kentuckyand Louisiana.

National Insurance Crime Bureau logo (PRNewsfoto/National Insurance Crime Bureau)

“The staged road accidents are one of the most significant fraud problems they face South Carolina,” said Eric De Camposdirector of strategy, policy and government affairs for the National Insurance Crime Bureau. “The impact on residents includes both a financial cost and a safety risk. Residents not only face the costs of damage to their vehicles, but also risk serious injury and possible death as a result of vehicle accidents intentionally caused by fraudsters. “

Different tactics are often used to commit these crimes. For example, criminals may use fraudulent information, such as inflated medical bills, after a staged accident to influence settlements from insurers during mediation. Staged accident groups with co-conspirators may visit multiple health clinics and often receive countless treatments for supposed soft tissue injuries that cannot be verified by medical imaging. These fraudulent injury and medical services are intended to inflate the insurance claim and thereby further enrich the conspirators.

Recognition of staged vehicle incidents as significant fraud trend in South CarolinaThe NICB conducted an analysis of questionable vehicle insurance claims by city covering 2020 to 2022. The NICB analysis identified c. Colombia with the highest number of claims in South Carolinawhich represents 13 percent of the state total. Colombia is followed by Greenville by 5 percent and Florence by 4 percent. North Charleston and the city of Sumter both recorded 3 percent of claims from 2020 to 2022. An analysis of questionable claims by county was also performed and showed that Richland County ranked above all other counties in South Carolina with almost 15 percent of claims followed by Charleston County and Greenville County with 7 percent each.

“To combat this fraudit is important to provide insurance South Carolina Fraud The Division and State Department of Insurance’s access to the critical resources needed to more effectively deter fraudsters.” De Campos said. “This could include raising the minimum criminal penalties for insurance fraud.”

The NICB provides review and investigation assistance fraud cases to the South Carolina Law Enforcement Division (SLED), which investigates an average of 2,650 suspicious claims filed in the state annually.

ABOUT THE NATIONAL INSURANCE CRIME BUREAU: Headquarters in Des Plaines, IllinoisThe National Insurance Crime Bureau (NICB) is the nation’s premier nonprofit organization dedicated exclusively to combating and preventing insurance crime through intelligence, analysis and operations; Education and crime prevention; and strategy, policy and advocacy. NICB’s membership includes more than 1,200 property casualty insurance companies, rental car companies, auto auctions, vehicle finance companies and self-insured organizations. NICB member companies wrote back 582 billion dollars in insurance premiums in 2021, or more than 82% of property accident insurance in the country. This includes more than 96% of personal car insurance in the country. To learn more, visit



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SOURCE National Insurance Crime Bureau

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