insurance

Liability vs Full Coverage Car Insurance

Liability vs Full Coverage Car Insurance

Key findings Liability insurance, which is required by most states, covers injuries and damages you cause to other people. It may also cover legal costs. Comprehensive coverage that may be required by lenders or lessors typically includes collision and comprehensive insurance along with liability insurance and other mandatory coverages. Both have some things they don’t …

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Jamie Chung took this cameo on the succession to keep his health insurance

Jamie Chung took this cameo on the succession to keep his health insurance

Humanity’s mission to find evidence to prove that stars really are just like us has made some impressive strides in the past few years. From discovery Tom Cruise loves popcorn and movies to Ben Affleck tries to complete a cumbersome Dunkin’ order in one trip, celebrities expressed a greater willingness to display their more down-to-earth …

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Is the tree still on your house?  The recommendations of insurance experts

Is the tree still on your house? The recommendations of insurance experts

It’s been almost two weeks since the Pacific Northwest saw its first storms of the winter season. Days later, homeowners are repairing and rebuilding after wind, ice and snow toppled hundreds of trees and power lines. Insurance companies are also swamped. In the past 14 days, State Farm said the company has received more than …

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NYDFS Just Shook Up Insurance AI;  Here’s what insurers need to know

NYDFS Just Shook Up Insurance AI; Here’s what insurers need to know

Financial Services Department Shutterstock Last week, the New York Department of Financial Services (NYDFS) issued a proposed circular to govern how insurance carriers use AI and alternative data in the Empire State. Here’s what insurance carriers need to know about the NYDFS circular: Governance and fairness testing: NYDFS expects that carriers will establish management protocols …

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CA law needs to adapt to address climate-induced insurance crisis

CA law needs to adapt to address climate-induced insurance crisis

OPINION AND COMMENTARY Editorials and other opinion content offer perspectives on issues important to our community and are independent of the work of our newsroom reporters. The Camp Fire raged in the town of Paradise in Butte County on November 8, 2018. The blaze was moving faster than firefighters could respond to it. Eight or …

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The specialized state commission begins talks to tackle the alcohol insurance market

The specialized state commission begins talks to tackle the alcohol insurance market

COLUMBIA, SC (WPDE) — Premium pressure continues to weigh on bar and restaurant owners in South Carolina. Just days into the 2024 legislative session, lawmakers heard testimony in a committee dedicated to examining the liquor insurance market. “For every dollar of premium that insurers take in, they have paid $2.77 in claims costs and expenses,” …

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Property insurance rates in Florida continue to rise with no end in sight

Property insurance rates in Florida continue to rise with no end in sight

PINELLAS PARK, Fla. — As lawmakers return to Tallahassee for another legislative session, one Pinellas Park mother hopes capping home insurance rates will be a priority as it comes up for renewal in March. PRICES ARE STILL GOING UP Marissa Borgia bought her Pinellas Park home in 2018 and said her insurance rates have doubled …

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Citizens who want to cut policies in an effort to “fix” Florida’s insurance crisis

Citizens who want to cut policies in an effort to “fix” Florida’s insurance crisis

ST. PETERSBURG, Fla. — Cheryl Lucy is thankful that her homeowner’s insurance premium has only gone up by about $200 this year. “Fortunately, that’s still a pretty good percentage for me to work with,” she said. But mostly, she’s just happy to have coverage for her St. Petersburg home. We first met her in September …

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