South_agency | E+ | Getty Images “And there’s this idea on the left that we’re going to tackle this problem and not touch the benefits,” he said. Both Social Security and Medicare face impending bankruptcy dates, while the number of seniors who rely on these programs is expected to grow. More from Personal Finance:Millionaires may …
How Social Security could change under Republican and Democratic proposals Read More »
With a merchant cash advance, you can get a lump sum for your business and pay it back using a percentage of your future sales. Lenders may use different names for this type of loan, but the structure remains the same — once you receive the funds, the lender deducts a fixed percentage of your …
4 Best Merchant Advance Payment Companies for 2024 Read More »
Masks | Masks | Getty Images But new cars are still expensive; prices are nearly 14% higher than February 2021. Incentives such as rebates and discounts are slowly returning as inventories rise for most automakers, but prices may never return to pre-pandemic levels, experts predict. “The bad news is that we will never go back …
New and used car prices are cooling. Here’s what car buyers can expect Read More »
Do you have a financial plan if you are sidelined by illness or injury? Nearly one in four Americans who are 20 years old in 2024 will experience a disability that interferes with their ability to work before age 67, according to the Social Security Administration (SSA). Disability insurance can replace lost income if you …
What gives? Experts say a host of factors are making insurance more expensive for drivers, from increasingly expensive repairs to more frequent accidents to a rise in car theft. For drivers, the question is not why prices are going up everywhere, but how they can keep their car insurance costs from breaking the budget. “There …
President Biden proposed a “mortgage relief loan” of $5,000 per year for two years for middle-class first-time home buyers. It also calls for a one-year credit of up to $10,000 for middle-class families who sell their “starter homes” to another owner-occupant. However, experts have mixed opinions on whether the policies will help the country’s housing …
President Biden is proposing a $10,000 tax credit for first-time home buyers Read More »
Here’s why it was some of the best money I’ve ever spent: I’m no stranger to long-term travel. From 2015 to 2018 we lived in our RV and drove around the country. For the past five years, we’ve been living on our sailboat full-time and I’ve been running my online business, Making Sense of Cents, …
Stocks or bonds? Choose wisely. You might think I’m exaggerating by suggesting that this major investment decision is worth more than $10 million, but I’m not. I’ll show you the data, although of course I hope you don’t immediately start planning your expenses. Many investors believe that their financial future will be better if they …
Stocks vs. Bonds: A $10 Million+ Investment Decision Read More »
William H “Bill” Gross stands out as a notable figure in the financial world, recognized for his achievements in bond investing. He played a key role in the creation of Pacific Investment Management Company (PIMCO), a leading global investment firm with a focus on fixed income investments. Given the moniker “The Bond King”, Gross won …
5 Investing Mantras by William H. “Bill” Gross of PIMCO Bond Funds Read More »
Shelby Davis, the visionary investor and creator of the Davis Funds, has achieved legendary status for his adherence to a value-oriented investment strategy and commitment to a long-term investment philosophy. There are striking similarities between Shelby Davis’ investment strategy and current market conditions. At the age of 38, Shelby Davis began his investment journey with …
9 Key Investing Lessons You Can Learn From The Great Shelby Davis Read More »
