According to the Social Security Administration, nearly 69 million Americans receive social security benefits each month. The Social Security Administration receives more than $ 61 million. 63% of the recipients of social security make up at least half of their total income. Based on the Pew Research Center in 2022 Data analysis is the only source of their income. The average monthly inspection of retired workers was only $ 2,008.31 in 2025. August Even with significant change in social security benefits, the number reveals the pension security crisis and indicates that millions or retirees are trying to get tidying up.
However, being in this press, Western Virginia stands out even among the cheapest states that retire from a place where retirees can not only engage in social security without mortgages, but also actually breathe a little. According to Bestplaces, the total cost of living is approximately 20% lower than the national average. Meanwhile, the average revenue of the state, which in 2023 The Census Bureau stated as less than $ 56,000, reflecting that inexpensive reality.
It is also one of the least populations who have been in the same way from 2023. It has only about 1.77 million inhabitants. This gives the residents the space to distribute and enjoy quiet roads and slow, quiet, quiet mornings. The cities are closer and in 2026. Accessability will become even more pronounced when Western Virginia becomes one of the countries that releases social security income.
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How Western Virginia’s expenditure corresponds to social security
Western Virginia State Capitol Building and Charleston City Center view from Air with Falling Greens – Wirestock/Getty Images
The numbers are simply: Social security benefits have overcome the cost of living West Virginia, leaving money left every month. Housing costs create the following advantage: Based on Realtor.com, the average social security benefits and senior index data survey, pensioners without a mortgage pay on average only $ 398 per month. By comparison, new Jersey retirees face $ 1,304 per month for home expenses, while Massachusetts’ pensioners pay $ 1,007.
Western Virginia remains available worldwide. Based on Rentcafe 2025 Analysis of the Community and Economic Research Council Analysis (C2ER) Lives Index Data Council, utility costs are 6% lower than national averages. Meanwhile, Bualoutage.us reports that residents pay about 15.22 cents per kilowatt-hour electricity less than the national average between 16.07 menstrual electricity accounts on average about $ 163.
As everywhere in the US, health care still bites from many pension budgets, but the costs remain justified in other places. Valuepenguin 2025 The average western Virginia health insurance costs were bound – $ 955. This is 9% more than 2024, but Western Virginia is still below extreme outsiders, such as Alaska, where coverage increased by about 15% to $ 1,088. Health care remains the main pension costs, no matter where you live, but Western Virginia’s health care is really improving. Western Virginia Governor’s Office 2025 September Patrick Morrisey has announced that Governor Patrick Morrisey has closed $ 100 million a year a year to improve residents’ access to health care services through the Rural Health Transformation Program.
What does Western Virginia’s pension life really looks like
Picturesque home and shop shot in Harpers ferries, Western Virginia – Sean in Pavon/Shutterstock
Western Virginia’s natural beauty and rest attracts active pensioners. The four -season state climate gives the population a true taste of winter and summer weather while maintaining a sufficiently medium climate to enjoy outdoor entertainment throughout the year. Charlesston somehow manages to mix with mountain views with what you really would like from the city: art space, decent restaurants and small subway Buzz. Then there is a New River Gorge National Park that throws you raft rafting and pedestrian paths as it tries to prove something.
Beckley is hard to bend to authentic Appalachian roots, such as the Tamarack MarketPlace entertainment, which provides real local culture along with practical low living costs. For anyone weighing the best and worst retirement states, Western Virginia landscapes and availability add what to take seriously.
But through the landscape and outdoor traction, there is peace. According to Safehome FBI data research, state violent crime is 27% lower than the national average. Real estate crime is 38% lower. This safe environment is a couple with another important fact – more than 20% of the Western Virginia population is 65 years old and older, according to the Census reporter. Higher concentrations of seniors than the national average, Western Virginia promotes a pension -favorable atmosphere that already contains senior communities and infrastructure.
Read the original article about Money Digest.