How to ask a doctor about SSI/SSDI when mental health affects work

It can be very difficult to turn to disability benefits, especially when it is difficult to maintain stable work due to mental health. Many people wonder not only how to apply for social security disability insurance or additional security revenue, but also whether they need to take it to the doctor.

In an online discussion about Reddit R/Social Security, one user asked how to seek medical attention after many years of anti -treatment depression, PTSS and other mental health challenges.

“I have been trying to work for the last two years,” wrote a poster, explaining that they had lost several jobs, despite having tried more than 10 different medicines and intensive treatment programs.

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Their story reflects the general concern: how to browse a conversation with your doctor, starting with the disability application process.

First, it is useful to understand the type of disability insurance you can get. While both programs provide financial assistance, the eligibility rules are different:

  • SSDI is based on a work history. This supports people who have paid social security taxes, but can no longer perform “essential profitable activities” due to disability, which is expected to last at least 12 months, or may be the death.

  • SSI are based on needs. It helps disabled, blind or 65 or more people with limited income and resources, regardless of their work history.

In any case, it is usually required for medical evidence to show that your condition prevents you from maintaining work.

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Good news is that you do not need a doctor’s permission to start. Many Reddit commentators shared that they had contacted before the doctor even knew. Social security usually requests medical records directly, and sometimes the treating physician never sees the request.

However, your doctor may reinforce your case. Note that your symptoms, work struggle and treatment history can help with disability identification for services to better understand your situation.

If you want to take him to the doctor, it is simple, it may be less intimidating. One of Reddit’s suggestions was to say something like this:

“In doing all the treatments and medicines I have tried, it doesn’t seem like I would improve, to stay employed. Do you think it makes sense to apply for a disability at this stage?”

This approach gives the doctor’s context by opening the door to their perspective about your condition and forecast. Even if they are not fully supportive, social security can send you to one of its doctors for independent assessment.

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The application for SSI or SSDI may take months or even a year. Some applicants are quickly approved while others are experiencing a number of denials and appeals. A few things to remember:

  • Social security may require a special medical exam with one of their doctors.

  • Documentation for strong hospitalization, medication and therapy helps.

  • Continuing when working on applying can affect your case as the suitability depends on your ability to maintain employment.

People like Reddit poster, despite intensive treatment, have been trying to work for many years, a step can be needed. You do not need a doctor’s approval, but their support and detailed documentation can help.

Start the process on the Internet on SSA.Gov, as well as discussing your struggle with your doctor, you can improve your success options.

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