I’m 61 and I’m afraid to retire. I have $ 650,000 saved, but I wish I had more – I had to get involved in real estate faster.

• Dan Steven Erickson created a $ 650,000 pension fund from the most training career.

• He also took advantage of investment in real estate and employer pension plans to increase savings.

• Despite its financial growth, he feels insecure about retirement and wants him to have invested earlier.

I received my first job at the age of 17 and worked mainly in restaurants, construction and Mini-Marts. I was late blooms and in 1993. I started college at the age of 30.

I finished my Bachelor’s and Master’s degree in Communication and moved to Kansas to take up full -time training at the community college level.

This work has proposed the KPERS state program, a pension program with a certain match. I participated and added a small amount that started my pension trip.

My partner and I lost our firstborn child, and it was too difficult to stay there. Then I went to work in Indiana College. They also offered pension benefits such as the reconciliation I attended. I worked there from 2002 to 2004.

I left Indiana and got a job in a college in Washington, where my daughter was born in 2005. I worked there for the next 20 years and just retired in June.

Then I sold it in 2019. For about $ 70,000, it paid off all my old student loans, credit card debts and car payments.

I moved to Mein in 2022. And I still taught remotely. I bought another property in Washington in 2021, selling it in 2023. And I made a nice profit.

I bought the third assets of the Meine. We lived there for two years before deciding to move to Tennessee. I couldn’t find constant academic work in Maine, so I moved to better work prospects.

I rent a house for a Meine family member, so the mortgage is covered until I pay rent in Tennessee.

About five years ago, I started to deposit 7% of my revenue, which was coordinated by my employer. I made enough money, so I invested an additional $ 200 per month. When I was consistent, my portfolio grew.

When I was 59, my pension accounts were $ 500,000. I also received a small inheritance of $ 70,000 from my mother when she died in 2022. Along with my savings, this is almost $ 100,000 for my retirement. I have about $ 100,000 in my real estate property. So, my pension nest egg is still around $ 650,000.

I had a lot of work on a retirement trip. I worked in the post office but withdrew because I worked too little for too little salary. Now I work at a full -time Cabela’s and part -time.

I am nervous. My ex -wife and I divorced in 2006. I am lonely and create only my retirement nest egg. Although $ 650,000 sounds a lot, this is not the case. If I lived $ 50,000 a year, my pension savings will only last about 12 years.

I have some medical problems that make my life a little shorter than an ordinary person, but I don’t know about 71 and still working and I’m worried that I can go out of money. In the 1970s, I do not want to rely on social security and public housing.

I try to secure another job in Tennessee. I am going to get to the age of 65 for another four years and I will probably retire unless I love my job. Then I could start taking social security.

I earned a lot of money from the real estate I had and sold. Real estate has financially increased me in the mid -1960s until the late decade.

I am disappointed because I am a creative person. I would like to spend my life in creative work, whether I make money or not, for example, writing, music, songwriting or photography.

Now I am stuck in 50 to 60 hours a week in various work, and it is frustrating. I don’t like any of my work; They mean to end.

I wish I would have started to give money earlier, and this is the tip I would give to young people.

Of course, the hard work is hard and you barely do not make a salary. I would probably have started adding a little extra when I got a job with alignment programs because it is there that it is added.

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