“I care that my sister could have built our mother, grandmother and great-grandmother’s wedding rings and other family heirs to the safe-living place.” (Photo theme is a model.) – Getty Images/Stockphoto
My sister and her husband died over the years from each other. I am blessed that they had insight into being able to trust the will, which, as a trustee, made it much easier to betray confidence.
My sister had a business safe-gauge box at my bank. The safe-disk box is not indicated as personal property and is not part of trust. However, with my death certificate, I was able to reach two other boxes of safe vessel in my sister’s name. The bank denied me to access her business box, saying that it is not a part of confidence, and was opened under the name of her now unused business. The bank offered a claim for non -claim in the state where I live.
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My stepfather also had an account for checking its medical corporation. The bank stated that I would not be able to receive funds with my death certificate and trust documents. The tips of the bank were the same as in my sister’s business safe disoner box: bring a claim against the state for abandoned assets. Our trustee lawyer said the cost of trying to reach a medical and business check account ($ 11,000) may not be worth it.
I care that my sister could have inserted three generations of wedding rings and the other family’s legacies were a safe container box. Should I submit an action on the Probate Court to access the Business Safety Depositor Box and Business Checking Account or wait?
California’s sister
Related: My mother gives my deceased grandmother’s jewelry. Is it good to accept the piece from its collection – and then sell?
If your sister died against a stepfather, his heirs will inherit their property. – Marketwatch illustration
Your dilemma has three complications.
First, access to these secure disposits boxes can make different rules of each individual bank and the fact that they can be corporation, not on behalf of the person. But if they are the only owner of the box, the administrator or executor of your sister and brother’s mother -in -law could access them with the right documents. Second, if your sister died against his stepfather, his heirs will inherit his property.
Hire a lawyer for confidence and property with experience in this area. You use a lawyer who told you that he has no experience in this area. So if it is a treasure hunt, you are already consciously going in the wrong direction. My answer is based on the assumption that your stepfather died first, but two deaths and two cases of wills have died a year and can draw it for many months.
If you do not have the key to your sister’s safe box and you are not a public administrator, you will need to receive letters from a probate court to access the box according to the advice you receive. (Although $ 11,000 sounds like a big tax.) If you had a key to the box and you were an executor/administrator, you can use the safe dish box for free without any of the above documents. However, this is not the case.
You also do not have the right to access the box or require content, even if it contains family legacy. “When a person passes, the box is usually sealed until the will begins. As a result, family members can immediately use important documents such as will, long -term power of powers, insurance polishes or medical directive.”
The bank carries out a decent inspection by giving up your access and ensuring that the contents of the box will not be delivered to the wrong person; Once the content is reached, it will be almost impossible to regain them. “When a consumer rents a box of safe financial institutions, the parties control the relationship,” says Silverman’s group, located in Walnut Creek, California.
“California laws provide that the death of the box owner’s death facility that contains a box may deliver the content to certain defined people (including, but not limited to, ‘a relative) if a) the institution has no reason to believe that content disputes are disputes over content, (b) considered in the light of the related rules. ‘
By incorporating the box in the canceled Living Living Trust, it would have helped prevent these problems. “If your Living Trust is the owner of Box, your named successor will have access to the box and control only when needed, and your power of attorney,” adds Silverman. But this was not the case in these boxes.
The Federal Deposit Insurance Corps advises consumers not to confuse safe deposit boxes with deposit accounts. The first is the storage space provided by the bank “Thus content, including cash, checks or other values, is not insured with FDIC deposit insurance if damaged or stolen,” says FDIC. “In addition, financial institutions usually do not prohibit the contents of secure -iscus boxes.” In addition, it may be difficult for them to achieve if the owner dies.
Safe boxes are best used for storing important documents, rather than items like your grandmother’s diamond ring-and you should put cash in a check or savings account where up to $ 250,000 is covered by FDIC insurance. Good candidates for the box “Include basic documents such as birth certificates, asset acts, car names and US savings bonds that have not been converted into electronic securities,” says FDIC.
This problem should be solved by the manor executor.
Related: “This woman destroyed my heart and soul”: After my wife’s death, the mother turned me – and handed me secret will
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