The recently frustrated husband’s Reddit post R/Dave Ramsey Subreddit drew people’s attention when asked if his wife’s spending habits were similar. His main complaint? In the last 90 days, the family spent $ 6,769 per dinner.
“Fortunately, we are a positive net value,” he wrote. “However, it delay our retirement saying that its costs are normal, that they have 2 children. I probably cover 80-90% of the essentials on my part.”
Based on its breakdown, they also spent $ 1,330 for foods in the same period, along with $ 1,230 for goods, $ 1,250 for health care, $ 560 for gas and $ 1,200 per other costs.
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The answer was fast and almost united. One commentator was particularly direct: “Dinner is not just fraudulent, he is irresponsible and incredibly selfish. It is almost 30, a year of USD.” They also pointed out that if they put that money with a financial advisor, “after $ 2 and earned an average of 12%, you have almost $ 650,000 in 15 years.”
Another person added their math about how much they could get more than 30 years if they invested the money: “$ 6769 was 3 months, so $ 27,000 a year. In 30 years turns $ 3 million 8%.”
Others compared themselves: “We earn 380 km year and eat about $ 500/month. That dinner number is frightening.”
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While many focused on the costs themselves, others encouraged the man to rethink how he approached the problem.
“Stop saying, ‘I look at most of your bills …” You are us, “said one person, indicating the importance of common financial responsibility in marriage, something Dave Ramsey Often teaches and preach.
Next, related to: “It’s more like a marriage problem than money problem. Does it handle all child’s raising and housework? Get out of the spreadsheet and be your wife’s necessary partner and communication partner and communicate through this problem.”
Still, others required practical changes, not guilt. “Cut out dinner to a quarter of this and add 1-2 big foods and cook more.”