These are 20 states where people most need social security

The future and solvency of the social security program is constantly in doubt, and it is important to remember the need for the Social Security Administration (SSA) so many Americans. For many, especially those Americans over the age of 65, who are retired and live from a fixed income, social security is what allows recipients to meet their annual livelihood costs and to remain above the poverty line.

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Check: How much money do you need to keep in the middle class in each state?

For this purpose, Gobankingrates has recently analyzed all 50 states to determine the ones that people most need social security. While studying the annual livelihood of each state, along with the percentage of the population of each state, the Gobankingrates of the population over 65 years of age were able to determine the states where social protection most needed to live there.

While several of the most expensive states in the country (such as New York, Hawaii) fill in the list, most states of this list are in the south as poverty can prosper more rural areas. I wonder if your state has entered the top 20?

Also, find out what will happen to the money you paid for social security if the program ends.

Annual cost of living: 34 681 USD
Households with social security: 401,361
% household with social security: 35.5%
% Of 65 years of age with less than poverty revenue: 14.3%
Average Social Security Income: $ 21,322

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Annual cost of living: $ 34 $ 202
Households with social security: 297,356
% household with social security: 41.2%
% Of 65 years of age with less than poverty revenue: 11.2%
Average Social Security Income: $ 22 747

Read more: 41 states with 2025 Will not pay social security benefits

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Annual cost of living: 43 965 USD
Households with social security: 294,954
% household with social security: 35.8%
% Of 65 years of age with less than poverty revenue: 13.1%
Average Social Security Income: $ 21,968

Annual cost of living: 35 843 USD
Households with social security: 564,018
% household with social security: 31.6%
% Of 65 years of age with less than poverty revenue: 14.1%
Average Social Security Income: $ 20,579

Annual cost of living: $ 38 $ 286
Households with social security: 623,010
% household with social security: 34.8%
% Of 65 years of age with less than poverty revenue: 12.3%
Average Social Security Income: $ 21,889

Examine more: how much 1.5 million. USD pension saving and social security

Annual cost of living: 52 244 USD
Households with social security: 3 139 979
% household with social security: 36.7%
% Of 65 years of age with less than poverty revenue: 11.4%
Average Social Security Income: 24 048 USD

Annual cost of living: $ 37,465
Households with social security: 692,939
% household with social security: 35.2%
% Of 65 years of age with less than poverty revenue: 11.4%
Average Social Security Income: $ 22 851

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Annual cost of living: 57 166 USD
Households with social security: 2,445,342
% household with social security: 31.9%
% Of 65 years of age with less than poverty revenue: 12.7%
Average Social Security Income: 23,330 USD

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Roschetzkyistockphoto / Getty Images / Stockphoto

Annual cost of living: $ 35 767
Households with social security: 415,445
% household with social security: 34.9%
% Of 65 years of age with less than poverty revenue: 11.2%
Average Social Security Income: 22 351 USD

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Annual cost of living: 43 713 USD
Households with social security: 726,710
% household with social security: 35.1%
% Of 65 years of age with less than poverty revenue: 10.7%
Average Social Security Income: 23 985 USD

Photo Italia LLC / Getty Images / Stayckphoto

Annual cost of living: 53 371 USD
Households with social security: 219,575
% household with social security: 37.3%
% Of 65 years of age with less than poverty revenue: 9.2%
Average Social Security Income: $ 22 925

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Denistangneyjr / Getty Images / Stockphoto

Annual cost of living: 59 817 USD
Households with social security: 146,426
% household with social security: 33.5%
% Of 65 years of age with less than poverty revenue: 10.5%
Average Social Security Income: 23 167 USD

Annual cost of living: $ 102,392
Households with social security: 181 793
% household with social security: 37.2%
% Of 65 years of age with less than poverty revenue: 8.9%
Average Social Security Income: $ 24,692

Jonathan Ross / Getty Images / Stockphoto

Annual cost of living: 43 609 USD
Households with social security: 902,742
% household with social security: 32.6%
% Of 65 years of age with less than poverty revenue: 10.8%
Average Social Security Income: $ 23,430

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Annual cost of living: 54 $ 185
Households with social security: 948,066
% household with social security: 33.9%
% Of 65 years of age with less than poverty revenue: 9.9%
Average Social Security Income: $ 25,049 USD

Annual cost of living: 56 103 USD
Households with social security: 156.515
% household with social security: 34.6%
% Of 65 years of age with less than poverty revenue: 9.6%
Average Social Security Income: $ 22 829

Annual cost of living: 42 $ 196
Households with social security: 1.829,023
% household with social security: 34.9%
% Of 65 years of age with less than poverty revenue: 9.4%
Average Social Security Income: 23 989 USD

Find out: 8 states

Annual cost of living: $ 39,532
Households with social security: 1.402,046
% household with social security: 34.7%
% Of 65 years of age with less than poverty revenue: 9.3%
Average Social Security Income: $ 24,503

Annual cost of living: 39 493 USD
Households with social security: 812 042
% household with social security: 32.7%
% Of 65 years of age with less than poverty revenue: 10.0%
Average Social Security Income: 23 050 USD

Annual cost of living: 46 728 USD
Households with social security: 1,343,673
% household with social security: 32.1%
% Of 65 years of age with less than poverty revenue: 10.2%
Average Social Security Income: $ 23,610

Methodology: For this study, GobankingRates analyzed every state to find countries where people need social security most. Sources include a US census in 2023. All data have been collected and have been updated since 2025. May 15

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This article initially appeared on gobankingrates.com: this is the 20 states where people most need social security

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