Which one to buy in 2025? in november?

• JPMorgan Equity Premium Income ( JEPI ) yields 8.35% by owning S&P 500 stocks and selling call options on the index.

• JPMorgan Nasdaq Equity Premium Income ( JEPQ ) offers a yield of 10.17% using the same strategy applied to Nasdaq-100 stocks.

• NEOS Nasdaq-100 High Income (QQQI) offers the highest yield at 13.29%, but carries an expense ratio of 0.68%.

• Some investors get rich while others struggle because they never realized that there are two completely different strategies for building wealth. Don’t make the same mistake, learn about both here.

A new type of exchange-traded fund is gaining popularity along with retail’s fascination with options trading. ETF likes JPMorgan Equity Premium Income ETF (NYSEARCA: JEPI ), JPMorgan Nasdaq Equity Premium Income ETF (NASDAQ:JEPQ)and NEOS Nasdaq-100 High Income ETF (NASDAQ: QQQI ) will show you your favorite indexes and hand you your monthly salary. Two years ago, an ETF that gave you high single-digit or even double-digit returns, let alone the Nasdaq-100 or the S&P 500, would have been a pipe dream.

There are ETFs with these characteristics today, and there are many options. Because of the juicy yields and growth potential, retirees and income investors are increasing their exposure to these ETFs.

We’ll examine three such popular ETFs that systematically write calls and then send you checks. Together, they raised billions in 2024. and until now in 2025

The JPMorgan Equity Premium Income ETF is an actively managed fund that generates monthly income through a two-part investment strategy. Its portfolio consists mainly of US large-cap stocks from the S&P 500 index.

JEPI uses an options overlay strategy by selling (writing) out-of-the-money options on the S&P 500 index. The Fund does not write these applications directly, but rather buys Equity-Linked Notes (ELNs) that provide economic profit from these call options.

You will be giving up most of your potential growth in exchange for the income from the option premiums. At the same time, you mainly face the risk of negative effects. This strategy has worked wonders as the market has grown steadily over the past two years.

JEPI has a dividend yield of 8.35% and an expense ratio of 0.35%, or $35 per $10,000. The ETF itself is down 2% for the year, net of dividends.

The JPMorgan Nasdaq Equity Premium Income ETF is another actively managed ETF. It provides exposure to Nasdaq-100 stocks and the strategy is quite similar to JEPI.

The ETF holds a portfolio of US large-cap stocks, mostly from the Nasdaq-100 index. It then uses an option overlay where the fund writes out-of-the-money call options on the Nasdaq-100 index. These are typically one-month options designed to generate income and give investors a share of market growth while reducing volatility.

The fund bundles these call options into equity-linked notes (ELNs), which allow all premiums earned to be distributed to investors as dividends, rather than as capital gains or returns of capital.

Again, you release the potential for it to arise by taking a similar risk of negative impact.

JEPQ will get you a higher dividend yield of 10.17%. It has the same expense ratio as JEPI at 0.35%. The JEPQ is actually up 3.25% for the year because of how strongly Nasdaq stocks have performed.

The NEOS Nasdaq-100 High Income ETF is also actively managed and targets stocks in the Nasdaq-100 index. QQQI uses a covered call strategy when it sells (writes) call options on its Nasdaq-100 portfolio.

QQQI is the most aggressive of the three and focuses more on growth stocks. It focuses only on the Nasdaq-100 and is also the newest of the three ETFs.

QQQI has a yield of 13.29% and an average expense ratio of 0.68%, or $68 per $10,000. It is up 4.81% year-to-date due to well-performing aggressive growth stocks.

I would choose QQQI for the highest income.

If you want lower volatility and higher tax efficiency with broad market exposure, choose JEPI. Alternatively, if you want Nasdaq average exposure, choose JEPQ.