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Robert Kiyosaki is notorious for claiming that the next big market crash is coming.
And with most Americans’ retirement savings invested in stocks, a crash would be devastating to the wealth of older Americans.
So when Kiyosaki tweeted, “BABY BOOMERS BUST. Tragic [the] The biggest bubble in history will destroy baby boomers because boomers are the first generation with skinny 401Ks. Stock exchange [is] set to crash,” on X (1), some were rightly concerned. But since that tweet, the S&P 500 has gone on a successful run, up 36% (2).
While Kiyosaki’s predictions have been incorrect on numerous occasions, it is not uncommon for markets to rise and then crash.
Markets are cyclical, but without a crystal ball, it’s impossible to know exactly when the downturn will occur. Diversifying your portfolio can help protect you against any impending stock market dips.
Kiyosaki recommends two types of alternative investments that can help protect your wealth from volatile markets.
A popular choice for those looking to protect their wealth against the stock market? Gold.
Unlike fiat money, which can be printed at any time, gold cannot be spun out of thin air. This is one of the reasons why Kiyosaki has been investing in this asset class since 1972 (3).
In 2025, Kiyosaki predicted: “My target price for gold is $27,000. I got this price from my friend Jim Rickards…and I own two gold mines (4).”
While gold has a long way to go to reach that point, its recent rise has been notable. The value of the precious metal has increased by 71% in the past year, reaching $4,673 per ounce as of January 2026 (5).
With gold prices so high, the average investor may worry that they don’t have the funds to enter this growing market.
One way to access the asset is by opening a gold IRA with Priority Gold.
Gold IRAs allow investors to hold physical gold or gold-related assets in a retirement account, combining the tax advantages of an IRA with the protective benefits of investing in gold. This makes it a solid option for those looking to protect their retirement funds from economic uncertainties.
Keep in mind that owning physical gold requires storage, which means paying storage fees on top of other investment fees, so be sure to do your research and crunch the numbers before making a long-term decision.
With over 20 years of industry experience, Priority Gold has earned an A+ rating from the Better Business Bureau and a 5-star rating on TrustLink.
To learn more about how Priority Gold can help you reduce the impact of a potential crash on your nest egg, download their free 2026 Gold Investor Pack today.
Even though Bitcoin can be more volatile than the stock market, Kiyosaki is a firm believer in its potential for wealth growth.
He shared some extremely bullish predictions for Bitcoin, posting: “My price target for Bitcoin is $250,000 in 2026 (6).”
Bitcoin price hovers around $93,110 as of January 2026 (7) – the alternative asset has actually lost more than 11% of its value in the past year. To hit Kiyosaki’s price target, it would need to rise 168%.
And for those approaching retirement, it’s important to remember that this volatility comes with serious risk. While Bitcoin’s value has risen 190% over the past five years, it’s been an incredibly bumpy ride for anyone who’s held on.
If you are comfortable with such a high level of risk, you may want to consider holding a small amount of crypto – but it is important to find a reliable platform to invest in.
One platform worth considering is Robinhood Crypto, where users can buy and sell crypto for as little as $1 with no fees or trading fees. You can also access dozens of other coins if your confidence in Bitcoin has been shaken.
Robinhood Crypto also has the lowest average trading cost in the US – meaning you could get up to 2.7% more crypto compared to trading on other platforms.
Although financial guidance is not the first thing Americans consider when hedging their wealth against economic downturns, investing in personalized advice can yield significant returns.
A Cornell University study found that those who used a financial planner during the Great Recession preserved and increased the value of their assets—while those who did not experienced a negative impact on their wealth (8).
Finding the right advisor is easy with Advisor.com. Their platform connects you with licensed financial professionals in your area who can provide personalized guidance.
A professional advisor can also help you determine how many years you have left to invest before retirement and gauge your comfort level with market fluctuations—two key factors in building the right asset mix for your portfolio.
Schedule a free, no-obligation consultation today to discuss your retirement goals and long-term financial plan.
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@theRealKiyosaki ([1, 4, 6]); Google Finance ([2, 7]); The real Kiyosaki ([3]); The price of gold ([5]); Cornell University ([8])
This article provides information only and should not be construed as advice. Offered without warranty of any kind.
