mortgage rate

‘Something big’ just happened in the US housing market, says real estate CEO. And it could mean the difference between being able to buy a house or not

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‘Something big’ just happened in the US housing market, says real estate CEO. And it could mean the difference between being able to buy a house or not

During the post-pandemic housing market, homebuyers enjoyed sub-3% rates, leading to a wave of home buying among younger generations. But over the next few years, the American dream crumbled as mortgage rates and home prices rose, and inflation and wage stagnation set in. This meant that more US homeowners had mortgage rates below 3% compared … Read more

Look for lenders that offer rates below 6%.

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Look for lenders that offer rates below 6%.

Mortgage rates average below 6%, and some lenders offer home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 5.91%and the 15-year fixed rate is 5.36%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.91% 20 years fixed: 5.83% 15 years fixed: … Read more

Trump plans to cut rates

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Trump plans to cut rates

Mortgage rates have moved within 11 basis points of their 2025 low since late October. However, President Trump’s push for government mortgage originators Fannie Mae and Freddie Mac to buy $200 billion worth of mortgage bonds could be the boost mortgage rates need to finally fall below 6 percent. The national 30-year fixed mortgage average … Read more

A bigger nudge for the week

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A bigger nudge for the week

Mortgage rates remain in the low 6% range. According to Freddie Mac, the average 30-year fixed mortgage rate for the week is 6.16%with a base point. The 15-year fixed-rate weekly average was 5.46%, with two base points. For weeks, home loan interest rates have made only fractional moves, but keep in mind that mortgage rates … Read more

A long period of stability

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A long period of stability

Mortgage rates have sustained a long period of stability. According to Zillow, the average 30-year fixed rate is 6.01%down three basis points. Meanwhile, the 15-year fixed home loan rate rose four basis points to 5.45%. These small movements in both directions have been the norm for many weeks. Here are the current mortgage rates, according … Read more

Rates barely above 6%, but look for even lower deals

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Look for lenders that offer rates below 6%.

Mortgage rates are barely above 6%, but some lenders are already offering home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 6.01% 20 years fixed: 5.95% … Read more

Until a new low in 2025

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A long period of stability

Mortgage rates will hit a new low in 2025. According to Freddie Mac, the average 30-year fixed rate is 6.15%down three basis points. Meanwhile, the 15-year fixed home loan rate fell to six basis points 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.97% 20 years fixed: … Read more

Mortgage and refinance rates today, December 24: All is calm

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A long period of stability

Mortgage rates seem to drop over the holidays. According to Freddie Mac, the average 30-year fixed rate is 6.18%down three basis points from last week. The 15-year fixed home loan rate rose three basis points to 5.50%. Looks like we’ve unwrapped these presents before. One advantage: With flat rates, potential borrowers can shop multiple lenders … Read more

The stability makes the rates easy to buy

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Look for lenders that offer rates below 6%.

With so little volatility, mortgage rates remain easy to buy right now. According to Zillow data, the 30-year fixed mortgage rate is 6.03%and the 15-year fixed rate is 5.42%. The 30-year interest rate has been content to remain largely unchanged since late October. Here are the current mortgage rates, according to the latest Zillow data: … Read more

Mortgage and refinance rates today, December 18, 2025: Mortgage rates remain calm

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A bigger nudge for the week

Mortgage rates remain calm, hovering above 6% with only minor fluctuations from week to week. According to Freddie Mac, the average 30-year fixed mortgage rate this week fell by one basis point to 6.21%. The 15-year fixed rate fell seven basis points for the week to 5.47%. Here are the current mortgage rates, according to … Read more