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America’s baby boomers are often seen as the lucky ones — the generation that bought homes before prices skyrocketed, rode decades of stock market growth and built their careers in a less cutthroat job market than many face today. But according to Rich Dad Poor Dad author Robert Kiyosaki, those golden years might not be so golden after all.
In a recent appearance on Iced coffee time Podcast, Kiyosaki issued a stark warning: America’s boomers will face a wave of homelessness—and he blames only one institution (1).
“The reason we’re homeless today is because we have a Federal Reserve Bank — it’s a criminal organization,” he said. “Look how homelessness is exploding. People can’t afford their homes.”
Kiyosaki argued that by printing fiat currency, the Federal Reserve fuels price increases that make everyday life difficult for ordinary Americans.
“When you print fake money, which this thing is, you make life difficult for people,” he said, holding up two US dollar bills.
He went on to explain that money printing disproportionately benefits asset owners at the expense of the poor and middle class.
“So if you own a house and print money, you feel like the price of my house has gone up. But the average person sees the price of chicken and eggs and yogurt go up and — and inflation wipes them out.”
After news broke that the Justice Department had opened a criminal investigation into the Federal Reserve’s $2.5 billion renovation, he posted on X: “Yes, it was about time (2).”
Calling Powell a “criminal forger,” Kiyosaki argued that the Federal Reserve’s policies are “Marxist” because it is a centralized bank.
“Creation of the Fed in 1913 and brought with it the 16th Amendment … aka the Income Tax,” he claimed in an X post on Jan. 12.
“Until the Fed was created, America was a tax-free nation. America was founded on a tax revolt known as the Boston Tea Party in 1773. Then came the Fed in 1913,” he added.
Read more: Approaching retirement with no savings? Don’t panic, you are not alone. Here are 6 easy ways to catch up (and fast)
While Trump’s disdain for the central bank chair ostensibly stems from his refusal to cut interest rates aggressively, Kiyosaki takes a different view.
After the Fed cut interest rates last month, Kiyosaki suggested it could lead to hyperinflation.
In a post on X on December 17, he said: “The FED has cut interest rates…signaling QE (quantitative easing) or turning on the fake money printing press… What Larry Lepard calls ‘The Big Print’ the title of his big book. This will lead to hyper-inflation… making life very expensive for the unprepared (3).
Born in 1947, Kiyosaki is among the first baby boomers – a generation usually defined as those born between 1946 and 1964. And he believes his peers will be particularly vulnerable.
“Boomers don’t have enough money to beat inflation. Boomers are going to be homeless everywhere,” he said on TheIced coffee time podcast. “So mark my words, I’m the first of the boomers. We’re going to be destroyed by inflation. Your mom and dad could be out on the street because inflation will wipe out their Social Security.”
His concerns touch on a very real issue. While Social Security Administration benefits are adjusted annually for inflation, many experts note that these cost-of-living adjustments often fall short of the rising expenses older Americans face, particularly for housing and health care. (4)
And even those benefits aren’t guaranteed at current levels forever. Social Security’s trust fund reserves are projected to become insolvent in 2035 — and possibly even sooner. Without congressional action, retirees will receive only about 83 percent of their full benefits.
The good news? Kiyosaki also shared the assets he believes can hold up strongly against inflation, money printing, and more.
Kiyosaki has long been a vocal advocate of gold. His reasoning is simple: “I don’t buy gold because I like gold, I buy gold because I don’t trust the Fed,” he said in a 2021 interview (5).
Indeed, the yellow metal is a natural hedge against inflation – unlike fiat currencies, it cannot be printed at will by central banks. Gold is also widely considered the best safe haven asset. It is not tied to any country, currency or economy, and in times of economic turmoil or geopolitical uncertainty, investors often flock to it, driving up prices.
Kiyosaki collected the metal.
“I have boxes of gold. I have mines of gold,” he revealed.
He is not alone in this position. Ray Dalio, founder of the world’s largest hedge fund, Bridgewater Associates, told CNBC earlier this year that “people typically don’t have an adequate amount of gold in their portfolio,” adding that “when times are bad, gold is a very effective diversifier.”
And the market rewarded gold holders. Over the past 12 months, gold prices have risen by around 70% (6).
One way to invest in gold that can also offer significant tax advantages is to open a gold IRA with Priority Gold.
The Gold IRA allows investors to hold physical gold or gold-related assets in a retirement account, which combines the tax advantages of an IRA with the protective benefits of investing in gold, making it an attractive option for those looking to protect their retirement funds against inflation and economic uncertainties.
You can rollover your existing IRA or 401(k) into a precious metals IRA without incurring any tax penalties or liabilities.
Even better, Priority Gold’s guaranteed buyback insurance allows you to sell your precious metals when you want, with no fees or hassle.
To learn more, you can get a free informative guide that includes details on how to get up to $10,000 in free silver on eligible purchases.
Kiyosaki has been a longtime supporter of cryptocurrencies — often promoting them as “people’s money (7).”
“I invest in Bitcoin and Ethereum knowing they can go up and explode because the Fed, the US Treasury, and not even Buffett can produce Bitcoin or crypto,” Kiyosaki said in an X post in mid-November last year, adding, “Bitcoin rises in value as the US dollar declines in purchasing power (8).”
After last fall’s cryptocurrency crash, Kiyosaki predicts that cryptocurrencies — specifically bitcoin and ethereum — will make a comeback this year.
“My price target for Bitcoin is $250,000 in 2026,” Kiyosaki said in a separate X post on November 9, 2025 (9).
For those looking to hop on the Bitcoin bandwagon, new crypto platforms like Gemini have made it easier for everyday investors.
Gemini, a fully-reserved, regulated and custodian cryptocurrency exchange that allows users to buy, sell and store Bitcoin and 70 other cryptocurrencies.
You can place instant, recurring and limited purchases on a growing and verified list of available coins.
The best part? You can also get $20 in free Bitcoin when you trade $100 or more on the platform.
Gold is not the only asset that investors turn to during inflationary times. Real estate has also proven to be a strong hedge.
When inflation rises, property values often rise as well, reflecting higher costs of materials, labor and land. At the same time, rental income tends to rise, giving landlords an income stream that adjusts to inflation.
Kiyosaki is no stranger to this asset class.
In a post on X earlier this year, Kiyosaki laid out the steps he believes people can take to prepare for a recession—and highlighted real estate’s income-generating power (10).
“I’ve always recommended that people become entrepreneurs, at least a side hustle and not need job security. Then invest in income-generating real estate, in a crash, that provides a steady cash flow,” he said.
Today, you don’t have to be as rich as Kiyosaki to get started in real estate investing. Crowdfunding platforms like Arrived offer an easier way to gain exposure to this income-generating asset class.
Backed by world-class investors like Jeff Bezos, Arrived lets you invest in rental housing shares for as little as $100, all without the hassle of mowing lawns, fixing leaky faucets, or managing difficult tenants.
The process is simple: browse a clean selection of homes pre-screened for their appreciation and income potential. Once you’ve found a property you like, select the number of shares you want to buy and sit back as you start receiving any positive rental income distributions from your investment.
Another option is mogul, which allows you to invest in top rental properties across the country. Investors can benefit from monthly rental income, real-time appreciation and tax deductions – all without a mortgage or 3am calls from tenants.
Founded by former Goldman Sachs real estate investors, the mogul team handpicks the top 1% of single-family rental homes across the country for you.
Each property is checked to ensure that it can still generate a return of at least 12% – even in a downside scenario. Overall, the platform shows an average annual IRR of 18.8%. Their cash-on-cash returns, meanwhile, average between 10 and 12% annually.
Given these numbers, it’s no surprise that the mogul’s deals often sell in less than three hours, with most investments ranging from $15,000 to $40,000 per property.
To get started, just create an account and browse the available properties. Once you verify your information, you can invest like a mogul in just a few clicks.
If you’re a landlord, you may have found yourself stressed out by the many moving parts of managing rental properties.
Managing tenants, collecting rent, moving money between different accounts and managing tedious paperwork can quickly become overwhelming and expensive – even for experienced landlords.
This is where Baselane comes in. The easy-to-use platform allows real estate investors to conveniently manage their properties, tenants and finances in one place.
You can open unlimited accounts for each of your properties — with no monthly account maintenance fees and no minimum balance required. Sync external accounts, upload receipts and set up one-time or recurring payments.
From tenant management and banking to tax reporting and rent collection, the easy-to-use platform reduces manual work at every stage of the rental process. So you can focus on growing your rental business rather than drowning in spreadsheets.
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