Surprisingly, but true: seniors are afraid of death less than retiring.
In addition, retirees who create a nest egg have reasonable justifications, as traditional pension planning methods may mean that income can no longer cover costs. Some retirees are now taping their director to live properly, pressing time from decreasing investment residues and longer life expectancy.
For many years, bonds or other fixed income assets could give the income needed to ensure a strong income for retirement. However, over time, this harvest decreased: in the late 1990s, the 10 -year Treasury bond rates were about 6.50%, but today the indicator is a past, with a low probability that rates will return in the near future.
The impact of this decline is high: more than 20 years have increased by 1 million. USD investment in a 10 -year Treasury yield change is more than $ 1 million. USD.
In addition to a significant reduction in bond yields, today’s retirees are nervous about their future social security benefits. Due to certain demographic factors, it was estimated that in 2035 Funds to pay social security benefits will expire.
How can you avoid immersing yourself in your director when the investment you believed in retirement without getting your income? So far, you can reduce your costs, and the only option is to find a different investment vehicle to get income.
We believe that these dividend shares, as with high quality, low -risk issuers, can provide pension investors an intellectual opportunity to replace low -yields of treasury bonds (or other bonds).
Looking for stocks that have been stable, have increased dividends for many years (or decades) and have not even shrink their dividends even during the recession.
By reviewing those familiar names, you can find great dividend paid shares in accordance with a few guidelines. Look for companies that pay about 3%of dividend yields and have a positive growth of the annual dividend growth. The growth rate is the main thing to help fight inflation.
Here are three dividend pay reserves pensioners who should take into account their nest egg portfolio.
ACNB (ACNB) Currently, there is a dividend of $ 0.34 per share, with dividend yields of 3.00%. This is comparable to the yield of banks – southwest industry – 0.37%and the S&P 500 yield is 1.49%. The company’s annual growth of dividends in recent years was 6.25%. Check ACNB Dividend History HERE here >>>