Small moves higher as Fed pauses

Small moves higher as Fed pauses

Mortgage and refinance rates rose this week as the Federal Reserve announced a pause in rate cuts. According to Freddie Mac, the 30-year fixed mortgage rate rose by one basis point 6.10%. Meanwhile, the 15-year rate gained five basis points to 5.49%. Still, the 30-year bond remains near a three-year low. Here are the current … Read more

Rates drop further below 6%

Rates drop further below 6%

Mortgage rates are near recent lows. According to Zillow, the average 30-year fixed rate fell four basis points to 5.93%. Meanwhile, the 15-year fixed home loan rate is holding steady at 5.47%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: … Read more

Mortgage and refinance rates today, January 22, 2026: A small move higher

Small moves higher as Fed pauses

Mortgage and refinance rates rose slightly in the past week. According to Freddie Mac, the 30-year fixed mortgage rate rose three basis points to 6.09%and the 15-year rate rose six basis points to 5.44%. With rates still well below their 52-week average, this could be a good time to lock in a mortgage rate. Here … Read more

Weekly rates drop 19 basis points

Weekly rates drop 19 basis points

Current mortgage rates are below 6%. According to Zillow, the average 30-year fixed mortgage rate fell 19 basis points in the past month and is now 5.90%. The 15-year fixed rate fell 16 basis points during that time, now standing at 5.36%. To take advantage of today’s low mortgage rates, shop around with multiple mortgage … Read more

The lowest rates in the last 3 years

Small moves higher as Fed pauses

According to Freddie Mac, current mortgage rates are at their lowest points in three years. The average 30-year fixed mortgage rate is down 10 basis points since last week 6.06%and the 15-year rate fell eight basis points to 5.38%. This could be a good time to lock in a mortgage rate. Here are the current … Read more

Moving up from recent lows

Rates drop further below 6%

Mortgage rates have risen from recent lows but remain below 6%. According to Zillow, the average 30-year fixed rate is 5.93%. Meanwhile, the 15-year fixed home loan rate is 5.40%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

A bigger nudge for the week

Small moves higher as Fed pauses

Mortgage rates remain in the low 6% range. According to Freddie Mac, the average 30-year fixed mortgage rate for the week is 6.16%with a base point. The 15-year fixed-rate weekly average was 5.46%, with two base points. For weeks, home loan interest rates have made only fractional moves, but keep in mind that mortgage rates … Read more

A long period of stability

Rates drop further below 6%

Mortgage rates have sustained a long period of stability. According to Zillow, the average 30-year fixed rate is 6.01%down three basis points. Meanwhile, the 15-year fixed home loan rate rose four basis points to 5.45%. These small movements in both directions have been the norm for many weeks. Here are the current mortgage rates, according … Read more

Almost exactly where they were a week ago

Almost exactly where they were a week ago

Today’s mortgage rates are in familiar territory: almost exactly where they were a week ago. According to Zillow, the average 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is only slightly lower than last week at 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 6.01% … Read more

Until a new low in 2025

Rates drop further below 6%

Mortgage rates will hit a new low in 2025. According to Freddie Mac, the average 30-year fixed rate is 6.15%down three basis points. Meanwhile, the 15-year fixed home loan rate fell to six basis points 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.97% 20 years fixed: … Read more