employer contributions

401(k) milestones everyone should hit as soon as possible

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401(k) milestones everyone should hit as soon as possible

(John Blanchard/SF Chronicle) Retirement sounds like fun. Saving for it, a little less. How much you need to save for retirement and where you should save are questions without single answers. For previous generations, retirement planning was a little simpler: Your workplace provided a pension plan where your contributions were determined and invested for you. … Read more

My 401(k) contributions disappear a few days after my employer deposits them – is this normal or a red flag?

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My 401(k) contributions disappear a few days after my employer deposits them – is this normal or a red flag?

When you contribute to your 401(k), the funds you put into your account are vested immediately and are owned by you, even if you leave your job the next day. While companies may have different rules for when you get to keep employer contributions, any money you put into your account is 100% yours. But … Read more