Small moves higher as Fed pauses

Small moves higher as Fed pauses

Mortgage and refinance rates rose this week as the Federal Reserve announced a pause in rate cuts. According to Freddie Mac, the 30-year fixed mortgage rate rose by one basis point 6.10%. Meanwhile, the 15-year rate gained five basis points to 5.49%. Still, the 30-year bond remains near a three-year low. Here are the current … Read more

Mortgage and refinance rates today, January 22, 2026: A small move higher

Small moves higher as Fed pauses

Mortgage and refinance rates rose slightly in the past week. According to Freddie Mac, the 30-year fixed mortgage rate rose three basis points to 6.09%and the 15-year rate rose six basis points to 5.44%. With rates still well below their 52-week average, this could be a good time to lock in a mortgage rate. Here … Read more

Weekly rates drop 19 basis points

Weekly rates drop 19 basis points

Current mortgage rates are below 6%. According to Zillow, the average 30-year fixed mortgage rate fell 19 basis points in the past month and is now 5.90%. The 15-year fixed rate fell 16 basis points during that time, now standing at 5.36%. To take advantage of today’s low mortgage rates, shop around with multiple mortgage … Read more

The lowest rates in the last 3 years

Small moves higher as Fed pauses

According to Freddie Mac, current mortgage rates are at their lowest points in three years. The average 30-year fixed mortgage rate is down 10 basis points since last week 6.06%and the 15-year rate fell eight basis points to 5.38%. This could be a good time to lock in a mortgage rate. Here are the current … Read more

A bigger nudge for the week

Small moves higher as Fed pauses

Mortgage rates remain in the low 6% range. According to Freddie Mac, the average 30-year fixed mortgage rate for the week is 6.16%with a base point. The 15-year fixed-rate weekly average was 5.46%, with two base points. For weeks, home loan interest rates have made only fractional moves, but keep in mind that mortgage rates … Read more

As rates rise, comparing offers is crucial

Weekly rates drop 19 basis points

Mortgage rates are on the rise, according to Zillow. The average 30-year fixed mortgage rate rose 13 basis points to 6.10%and the 15-year fixed rate rose 14 basis points to 5.55%. However, note that these are national averages. Depending on your location, financial profile and mortgage lender, you may be able to secure a lower … Read more

An outlook for rates to remain stable through 2026

Small moves higher as Fed pauses

Mortgage rates are testing the 6% level again. According to Zillow, the average 30-year fixed mortgage rate is 6.00%, down 11 basis points. The 15-year fixed rate is 5.44%down eight basis points. Realtor.com’s latest housing report expects average 30-year mortgage rates to remain near 6.3% through 2026, “as slowing economic growth and the end of … Read more