Annual rates fell 61 basis points

Annual rates fell 61 basis points

Mortgage rates haven’t moved much today, meaning they’re still relatively low. According to Zillow, the average 30-year fixed rate is currently below 6% 5.98%. This is a year-over-year decline of 61 basis points. The 15-year fixed rate is 5.50%down 73 basis points from this time last year. Mortgage rates vary by credit score, location and … Read more

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are rising just under 6%. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 5.91%. The 15-year fixed rate is currently at 5.44%. If you have good credit, you can beat those numbers. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

Rates drop further below 6%

Annual rates fell 61 basis points

Mortgage rates are near recent lows. According to Zillow, the average 30-year fixed rate fell four basis points to 5.93%. Meanwhile, the 15-year fixed home loan rate is holding steady at 5.47%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: … Read more

A step up from recent lows

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates rose slightly from recent lows. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 6.00%. The 15-year fixed rate is currently at 5.50%. It could be a great time to buy a home or refinance your existing mortgage. Here are the current mortgage rates, according to the … Read more

Rates fall by over 80 basis points in 6 months

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are falling. The average 30-year fixed rate has fallen 83 basis points over the past six months, according to Zillow, and is now 5.90 percent. The 15-year fixed rate fell 59 basis points during that time, currently sitting at 5.36%. Now could be the right time to buy a home or refinance your … Read more

Look for lenders that offer rates below 6%.

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates average below 6%, and some lenders offer home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 5.91%and the 15-year fixed rate is 5.36%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.91% 20 years fixed: 5.83% 15 years fixed: … Read more

Trump plans to cut rates

Trump plans to cut rates

Mortgage rates have moved within 11 basis points of their 2025 low since late October. However, President Trump’s push for government mortgage originators Fannie Mae and Freddie Mac to buy $200 billion worth of mortgage bonds could be the boost mortgage rates need to finally fall below 6 percent. The national 30-year fixed mortgage average … Read more

What is the monthly payment on a $700,000 mortgage?

What is the monthly payment on a 0,000 mortgage?

A mortgage loan of $700,000 may sound high. But if you’re in hot real estate markets like California, Hawaii, or Washington, DC, it may be closer to the norm — especially if you’re looking to buy a larger home. So the question is: do the monthly payments on a $700,000 mortgage fit your budget? Read … Read more

A long period of stability

Annual rates fell 61 basis points

Mortgage rates have sustained a long period of stability. According to Zillow, the average 30-year fixed rate is 6.01%down three basis points. Meanwhile, the 15-year fixed home loan rate rose four basis points to 5.45%. These small movements in both directions have been the norm for many weeks. Here are the current mortgage rates, according … Read more

Rates barely above 6%, but look for even lower deals

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are barely above 6%, but some lenders are already offering home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 6.01% 20 years fixed: 5.95% … Read more