Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are rising just under 6%. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 5.91%. The 15-year fixed rate is currently at 5.44%. If you have good credit, you can beat those numbers. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

A step up from recent lows

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates rose slightly from recent lows. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 6.00%. The 15-year fixed rate is currently at 5.50%. It could be a great time to buy a home or refinance your existing mortgage. Here are the current mortgage rates, according to the … Read more

Rates fall by over 80 basis points in 6 months

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are falling. The average 30-year fixed rate has fallen 83 basis points over the past six months, according to Zillow, and is now 5.90 percent. The 15-year fixed rate fell 59 basis points during that time, currently sitting at 5.36%. Now could be the right time to buy a home or refinance your … Read more

Look for lenders that offer rates below 6%.

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates average below 6%, and some lenders offer home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 5.91%and the 15-year fixed rate is 5.36%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.91% 20 years fixed: 5.83% 15 years fixed: … Read more

Rates barely above 6%, but look for even lower deals

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are barely above 6%, but some lenders are already offering home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 6.01% 20 years fixed: 5.95% … Read more

The stability makes the rates easy to buy

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

With so little volatility, mortgage rates remain easy to buy right now. According to Zillow data, the 30-year fixed mortgage rate is 6.03%and the 15-year fixed rate is 5.42%. The 30-year interest rate has been content to remain largely unchanged since late October. Here are the current mortgage rates, according to the latest Zillow data: … Read more

Will rates fall after the Fed meeting?

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates have risen since last week. According to Zillow data, the 30-year fixed mortgage rate rose 13 basis points to 6.10% and the 15-year fixed rate rose 14 basis points to 5.55%. The Federal Reserve will announce on Wednesday whether it will cut the federal funds rate for the third time this year. Many … Read more