Rates drop further below 6%

Rates drop further below 6%

Mortgage rates are near recent lows. According to Zillow, the average 30-year fixed rate fell four basis points to 5.93%. Meanwhile, the 15-year fixed home loan rate is holding steady at 5.47%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: … Read more

A step up from recent lows

A step up from recent lows

Mortgage rates rose slightly from recent lows. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 6.00%. The 15-year fixed rate is currently at 5.50%. It could be a great time to buy a home or refinance your existing mortgage. Here are the current mortgage rates, according to the … Read more

Mortgage and refinance rates today, January 22, 2026: A small move higher

Mortgage and refinance rates today, January 22, 2026: A small move higher

Mortgage and refinance rates rose slightly in the past week. According to Freddie Mac, the 30-year fixed mortgage rate rose three basis points to 6.09%and the 15-year rate rose six basis points to 5.44%. With rates still well below their 52-week average, this could be a good time to lock in a mortgage rate. Here … Read more

Rates fall by over 80 basis points in 6 months

A step up from recent lows

Mortgage rates are falling. The average 30-year fixed rate has fallen 83 basis points over the past six months, according to Zillow, and is now 5.90 percent. The 15-year fixed rate fell 59 basis points during that time, currently sitting at 5.36%. Now could be the right time to buy a home or refinance your … Read more

The lowest rates in the last 3 years

Mortgage and refinance rates today, January 22, 2026: A small move higher

According to Freddie Mac, current mortgage rates are at their lowest points in three years. The average 30-year fixed mortgage rate is down 10 basis points since last week 6.06%and the 15-year rate fell eight basis points to 5.38%. This could be a good time to lock in a mortgage rate. Here are the current … Read more

Moving up from recent lows

Rates drop further below 6%

Mortgage rates have risen from recent lows but remain below 6%. According to Zillow, the average 30-year fixed rate is 5.93%. Meanwhile, the 15-year fixed home loan rate is 5.40%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

‘Something big’ just happened in the US housing market, says real estate CEO. And it could mean the difference between being able to buy a house or not

‘Something big’ just happened in the US housing market, says real estate CEO. And it could mean the difference between being able to buy a house or not

During the post-pandemic housing market, homebuyers enjoyed sub-3% rates, leading to a wave of home buying among younger generations. But over the next few years, the American dream crumbled as mortgage rates and home prices rose, and inflation and wage stagnation set in. This meant that more US homeowners had mortgage rates below 3% compared … Read more

Look for lenders that offer rates below 6%.

A step up from recent lows

Mortgage rates average below 6%, and some lenders offer home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 5.91%and the 15-year fixed rate is 5.36%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.91% 20 years fixed: 5.83% 15 years fixed: … Read more

Trump plans to cut rates

Trump plans to cut rates

Mortgage rates have moved within 11 basis points of their 2025 low since late October. However, President Trump’s push for government mortgage originators Fannie Mae and Freddie Mac to buy $200 billion worth of mortgage bonds could be the boost mortgage rates need to finally fall below 6 percent. The national 30-year fixed mortgage average … Read more

A bigger nudge for the week

Mortgage and refinance rates today, January 22, 2026: A small move higher

Mortgage rates remain in the low 6% range. According to Freddie Mac, the average 30-year fixed mortgage rate for the week is 6.16%with a base point. The 15-year fixed-rate weekly average was 5.46%, with two base points. For weeks, home loan interest rates have made only fractional moves, but keep in mind that mortgage rates … Read more