Mortgage rates are holding steady as they resist higher Treasury yields

Mortgage rates are holding steady as they resist higher Treasury yields

Mortgage rates have held steady this week with only a slight increase. The 10-year Treasury, a price gauge for 30-year fixed mortgage rates, has been above 4.2% since mid-January. However, the spread between Treasury and mortgage rates has narrowed recently, and the 30-year has resisted a substantial move higher. According to Freddie Mac, the average … Read more

Annual rates fell 61 basis points

Annual rates fell 61 basis points

Mortgage rates haven’t moved much today, meaning they’re still relatively low. According to Zillow, the average 30-year fixed rate is currently below 6% 5.98%. This is a year-over-year decline of 61 basis points. The 15-year fixed rate is 5.50%down 73 basis points from this time last year. Mortgage rates vary by credit score, location and … Read more

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are rising just under 6%. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 5.91%. The 15-year fixed rate is currently at 5.44%. If you have good credit, you can beat those numbers. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

Small moves higher as Fed pauses

Small moves higher as Fed pauses

Mortgage and refinance rates rose this week as the Federal Reserve announced a pause in rate cuts. According to Freddie Mac, the 30-year fixed mortgage rate rose by one basis point 6.10%. Meanwhile, the 15-year rate gained five basis points to 5.49%. Still, the 30-year bond remains near a three-year low. Here are the current … Read more

Rates drop further below 6%

Annual rates fell 61 basis points

Mortgage rates are near recent lows. According to Zillow, the average 30-year fixed rate fell four basis points to 5.93%. Meanwhile, the 15-year fixed home loan rate is holding steady at 5.47%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: … Read more

A step up from recent lows

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates rose slightly from recent lows. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 6.00%. The 15-year fixed rate is currently at 5.50%. It could be a great time to buy a home or refinance your existing mortgage. Here are the current mortgage rates, according to the … Read more

Mortgage and refinance rates today, January 22, 2026: A small move higher

Small moves higher as Fed pauses

Mortgage and refinance rates rose slightly in the past week. According to Freddie Mac, the 30-year fixed mortgage rate rose three basis points to 6.09%and the 15-year rate rose six basis points to 5.44%. With rates still well below their 52-week average, this could be a good time to lock in a mortgage rate. Here … Read more

Rates fall by over 80 basis points in 6 months

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are falling. The average 30-year fixed rate has fallen 83 basis points over the past six months, according to Zillow, and is now 5.90 percent. The 15-year fixed rate fell 59 basis points during that time, currently sitting at 5.36%. Now could be the right time to buy a home or refinance your … Read more

Eight mortgage predictions for 2026

Eight mortgage predictions for 2026

Last year was all about falling mortgage rates, with four cuts by the Bank of England taking the base rate from 4.75% at the start of the year to 3.75% by December. For the most part, mortgage lenders responded by lowering their rates. What 2026 will hold for the mortgage market is harder to predict: … Read more

Weekly rates drop 19 basis points

Weekly rates drop 19 basis points

Current mortgage rates are below 6%. According to Zillow, the average 30-year fixed mortgage rate fell 19 basis points in the past month and is now 5.90%. The 15-year fixed rate fell 16 basis points during that time, now standing at 5.36%. To take advantage of today’s low mortgage rates, shop around with multiple mortgage … Read more