The lowest rates in the last 3 years

The lowest rates in the last 3 years

According to Freddie Mac, current mortgage rates are at their lowest points in three years. The average 30-year fixed mortgage rate is down 10 basis points since last week 6.06%and the 15-year rate fell eight basis points to 5.38%. This could be a good time to lock in a mortgage rate. Here are the current … Read more

Moving up from recent lows

Moving up from recent lows

Mortgage rates have risen from recent lows but remain below 6%. According to Zillow, the average 30-year fixed rate is 5.93%. Meanwhile, the 15-year fixed home loan rate is 5.40%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

Look for lenders that offer rates below 6%.

Look for lenders that offer rates below 6%.

Mortgage rates average below 6%, and some lenders offer home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 5.91%and the 15-year fixed rate is 5.36%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.91% 20 years fixed: 5.83% 15 years fixed: … Read more

Trump plans to cut rates

Trump plans to cut rates

Mortgage rates have moved within 11 basis points of their 2025 low since late October. However, President Trump’s push for government mortgage originators Fannie Mae and Freddie Mac to buy $200 billion worth of mortgage bonds could be the boost mortgage rates need to finally fall below 6 percent. The national 30-year fixed mortgage average … Read more

A bigger nudge for the week

The lowest rates in the last 3 years

Mortgage rates remain in the low 6% range. According to Freddie Mac, the average 30-year fixed mortgage rate for the week is 6.16%with a base point. The 15-year fixed-rate weekly average was 5.46%, with two base points. For weeks, home loan interest rates have made only fractional moves, but keep in mind that mortgage rates … Read more

A long period of stability

Moving up from recent lows

Mortgage rates have sustained a long period of stability. According to Zillow, the average 30-year fixed rate is 6.01%down three basis points. Meanwhile, the 15-year fixed home loan rate rose four basis points to 5.45%. These small movements in both directions have been the norm for many weeks. Here are the current mortgage rates, according … Read more

Rates barely above 6%, but look for even lower deals

Look for lenders that offer rates below 6%.

Mortgage rates are barely above 6%, but some lenders are already offering home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 6.01% 20 years fixed: 5.95% … Read more

Almost exactly where they were a week ago

Almost exactly where they were a week ago

Today’s mortgage rates are in familiar territory: almost exactly where they were a week ago. According to Zillow, the average 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is only slightly lower than last week at 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 6.01% … Read more

Until a new low in 2025

Moving up from recent lows

Mortgage rates will hit a new low in 2025. According to Freddie Mac, the average 30-year fixed rate is 6.15%down three basis points. Meanwhile, the 15-year fixed home loan rate fell to six basis points 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.97% 20 years fixed: … Read more

Mortgage and refinance rates today, December 24: All is calm

Moving up from recent lows

Mortgage rates seem to drop over the holidays. According to Freddie Mac, the average 30-year fixed rate is 6.18%down three basis points from last week. The 15-year fixed home loan rate rose three basis points to 5.50%. Looks like we’ve unwrapped these presents before. One advantage: With flat rates, potential borrowers can shop multiple lenders … Read more