The stability makes the rates easy to buy

The stability makes the rates easy to buy

With so little volatility, mortgage rates remain easy to buy right now. According to Zillow data, the 30-year fixed mortgage rate is 6.03%and the 15-year fixed rate is 5.42%. The 30-year interest rate has been content to remain largely unchanged since late October. Here are the current mortgage rates, according to the latest Zillow data: … Read more

Mortgage and refinance rates today, December 18, 2025: Mortgage rates remain calm

Mortgage and refinance rates today, December 18, 2025: Mortgage rates remain calm

Mortgage rates remain calm, hovering above 6% with only minor fluctuations from week to week. According to Freddie Mac, the average 30-year fixed mortgage rate this week fell by one basis point to 6.21%. The 15-year fixed rate fell seven basis points for the week to 5.47%. Here are the current mortgage rates, according to … Read more

Mortgage and refinance rates today, December 17, 2025: Stability welcomed by borrowers

Mortgage and refinance rates today, December 17, 2025: Stability welcomed by borrowers

Mortgage rates hold mostly steady for another week. According to Zillow, the average 30-year fixed rate rose by one basis point 6.09%. The 15-year fixed home loan rate fell six basis points to 5.52%. The stability of mortgage rates over the past few weeks is being welcomed by borrowers looking to lock in a rate. … Read more

Just above the 2025 low

Mortgage and refinance rates today, December 18, 2025: Mortgage rates remain calm

Mortgage rates have generally declined since late May, bottomed out in late October, and have remained within 10 basis points since then. According to Freddie Mac, the average 30-year fixed mortgage rate is 6.22%. This is five basis points higher than the 2025 minimum of 6.17%. The 15-year fixed rate is 5.54%. “The average 30-year … Read more

Will a Fed rate cut lower rates?

Will a Fed rate cut lower rates?

Mortgage rates were capped at intervals of more than six weeks, with nothing forcing them to go up or down. According to Zillow, the 30-year average rate is 6.07%. The average rate over 15 years is 5.53%. A Federal Reserve rate cut is likely tomorrow, comments from Fed Chairman Jerome Powell and the Fed’s points … Read more

Will rates fall after the Fed meeting?

The stability makes the rates easy to buy

Mortgage rates have risen since last week. According to Zillow data, the 30-year fixed mortgage rate rose 13 basis points to 6.10% and the 15-year fixed rate rose 14 basis points to 5.55%. The Federal Reserve will announce on Wednesday whether it will cut the federal funds rate for the third time this year. Many … Read more

As rates rise, comparing offers is crucial

As rates rise, comparing offers is crucial

Mortgage rates are on the rise, according to Zillow. The average 30-year fixed mortgage rate rose 13 basis points to 6.10%and the 15-year fixed rate rose 14 basis points to 5.55%. However, note that these are national averages. Depending on your location, financial profile and mortgage lender, you may be able to secure a lower … Read more

Inflation data pushes rates higher

Inflation data pushes rates higher

Mortgage rates are up today. According to Zillow, the average 30-year fixed mortgage rate rose 13 basis points to 6.10%and the 15-year fixed rate rose 14 basis points to 5.55%. These increases can likely be attributed to the latest Personal Consumption Expenditure (PCE) data, which was released yesterday. The PCE index showed that inflation moved … Read more

Half a point less than a year ago

Half a point less than a year ago

Mortgage rates are half a point lower than a year ago. According to Freddie Mac, the national 30-year fixed mortgage average this week is 6.19%. A year ago, it averaged 6.69% The 15-year fixed rate is 5.44%. At this time last year, it averaged 5.96%. “Mortgage rates fell for the second week in a row … Read more

An outlook for rates to remain stable through 2026

Mortgage and refinance rates today, December 18, 2025: Mortgage rates remain calm

Mortgage rates are testing the 6% level again. According to Zillow, the average 30-year fixed mortgage rate is 6.00%, down 11 basis points. The 15-year fixed rate is 5.44%down eight basis points. Realtor.com’s latest housing report expects average 30-year mortgage rates to remain near 6.3% through 2026, “as slowing economic growth and the end of … Read more