Average 401(k) Withdrawal Rate for Retirees in 2026 Revealed — What Does It Mean for You?
Recent research shows that married retirees withdraw about 2.1% of their savings annually while spending 80% of their guaranteed income, such as Social Security. Morningstar’s latest analysis suggests retirees can safely withdraw 3.9% to start, close to the classic 4% annual withdrawal rule Those willing to adjust spending according to market conditions could take out … Read more