Annual rates fell 61 basis points

Annual rates fell 61 basis points

Mortgage rates haven’t moved much today, meaning they’re still relatively low. According to Zillow, the average 30-year fixed rate is currently below 6% 5.98%. This is a year-over-year decline of 61 basis points. The 15-year fixed rate is 5.50%down 73 basis points from this time last year. Mortgage rates vary by credit score, location and … Read more

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are rising just under 6%. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 5.91%. The 15-year fixed rate is currently at 5.44%. If you have good credit, you can beat those numbers. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

Rates drop further below 6%

Annual rates fell 61 basis points

Mortgage rates are near recent lows. According to Zillow, the average 30-year fixed rate fell four basis points to 5.93%. Meanwhile, the 15-year fixed home loan rate is holding steady at 5.47%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: … Read more

A step up from recent lows

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates rose slightly from recent lows. The average 30-year fixed rate, according to data compiled from Zillow’s lending marketplace, is now 6.00%. The 15-year fixed rate is currently at 5.50%. It could be a great time to buy a home or refinance your existing mortgage. Here are the current mortgage rates, according to the … Read more

Rates fall by over 80 basis points in 6 months

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are falling. The average 30-year fixed rate has fallen 83 basis points over the past six months, according to Zillow, and is now 5.90 percent. The 15-year fixed rate fell 59 basis points during that time, currently sitting at 5.36%. Now could be the right time to buy a home or refinance your … Read more

Weekly rates drop 19 basis points

Weekly rates drop 19 basis points

Current mortgage rates are below 6%. According to Zillow, the average 30-year fixed mortgage rate fell 19 basis points in the past month and is now 5.90%. The 15-year fixed rate fell 16 basis points during that time, now standing at 5.36%. To take advantage of today’s low mortgage rates, shop around with multiple mortgage … Read more

Moving up from recent lows

Annual rates fell 61 basis points

Mortgage rates have risen from recent lows but remain below 6%. According to Zillow, the average 30-year fixed rate is 5.93%. Meanwhile, the 15-year fixed home loan rate is 5.40%. Zillow compiles the rates from those offered in the lender market. Here are the current mortgage rates, according to the latest Zillow data: 30 years … Read more

Look for lenders that offer rates below 6%.

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates average below 6%, and some lenders offer home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 5.91%and the 15-year fixed rate is 5.36%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 5.91% 20 years fixed: 5.83% 15 years fixed: … Read more

A long period of stability

Annual rates fell 61 basis points

Mortgage rates have sustained a long period of stability. According to Zillow, the average 30-year fixed rate is 6.01%down three basis points. Meanwhile, the 15-year fixed home loan rate rose four basis points to 5.45%. These small movements in both directions have been the norm for many weeks. Here are the current mortgage rates, according … Read more

Rates barely above 6%, but look for even lower deals

Mortgage and Refinance Interest Rates Today, February 2, 2026: Bubbles Below 6%

Mortgage rates are barely above 6%, but some lenders are already offering home loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is 5.44%. Here are the current mortgage rates, according to the latest Zillow data: 30 years fixed: 6.01% 20 years fixed: 5.95% … Read more