Life insurance is a contract between a policyholder who agrees to make premium payments and an insurer who agrees to pay a death benefit to specified beneficiaries when the policyholder dies. Premium costs depend on the policy holder’s age, gender, health, lifestyle and other factors. These same factors can affect the amount of coverage a …
Where a plaintiff has sought declaratory judgment regarding life insurance proceeds in a bank account, her motion must be granted because only the plaintiff has exclusive ownership of the proceeds. “This matter is before the Court for decision after a non-jury trial on Counts I, II, V, VI and VII of the Verified Complaint filed …
Insurance – Bank Account – Life Insurance Proceeds – Rhode Island Lawyers Weekly Read More »
What to look for in a market leader Choosing a reputable insurer doesn’t just mean choosing the biggest name in the industry. Here are some factors to consider when evaluating life insurance companies: Coverage Options: We suggest looking for a provider with a range of policy choices to suit your needs at different stages of …
Summary: The Federal Deposit Insurance Corporation (FDIC) has issued a proposal that would revise 12 CFR part 303, subpart L and part 308, subpart M, thereby updating the FDIC’s regulations regarding section 19 of the FDIC, to to comply with the Fair Hiring in the Banking Act (the Act). On December 23, 2022, the James …
Being self-employed gives you the freedom and flexibility to be your own boss. However, one major downside to being your own boss is securing your own affordable health insurance. We all know that our nation’s health care system is perfect – beyond reproach! But let’s pretend that sometimes, hypothetically, understanding health insurance is shitty hell. …
How to get health insurance when you are self-employed Read More »
Most health insurers are poised to lower premiums next year, but that doesn’t mean insurance costs are going down. In fact, those who buy their health insurance in the individual market will pay about 9.7 percent more in 2024, according to the state Department of Insurance, which is finalizing its review of health insurance premium …
The Smith River Complex fire in Del Norte County earlier this year. On Tuesday, the Humboldt County Board of Supervisors heard about statewide efforts to improve wildfire insurance coverage. (Six Rivers National Forest/Contribution) Historically, wildfires and natural disasters have wreaked havoc on insurance companies, which in turn have raised premiums and in some cases stopped …
Humboldt County Supervisors Hear Statewide Wildfire Insurance Update – Times-Standard Read More »
TALLAHASSEE, FL – The number of customers of the state-owned Citizens Property Insurance Corp. declined this month after private carriers picked up nearly 100,000 policies. Citizens had 1.325 million policies as of Friday, down from 1.412 million policies two weeks earlier, according to Citizens data. The drop came after five private insurers took over policies …
Citizens’ insurance policies fall amid ‘depopulation’ Read More »
On Monday morning, more than 1,300 unionized health care workers employed by PeaceHealth Southwest and PeaceHealth St. John in Washington state, walked off the job to begin a five-day strike over unfair labor practices to protest low wages, chronic understaffing and management’s cancellation of bargaining sessions. They are represented by the Oregon Federation of Nurses …
A hospital chain has threatened to cut health insurance for 1,300 striking workers Read More »
October 24, 2023 – The widespread adoption of artificial intelligence (“AI”) technologies across platforms and industries is not surprising. Among other operational benefits, AI is touted as creating efficiencies and reducing costs, and globally, accelerating progress on key issues such as health, security and sustainability. See K. Basu, “Immigration Lawyers Look to AI to Make …
