Give them a gift they won’t outgrow: an investment in their future

Start investing in your child’s future by opening a UGMA account with Fabric by Gerber Life

As a mother, I am always looking for ways to help my children learn, experience and grow. So, I wanted to share something that recently caught my eye: a UGMA account with Fabric by Gerber Life. It’s a concept I hadn’t heard of before, but the more I learn, the more convinced I am that it’s a brilliant idea.

This article is sponsored by Fabric by Gerber Life.

UGMA — which stands for Uniform Gifts to Minors Act — is an investment account for your children. Basically, it allows parents like us to invest in assets like stocks, bonds and mutual funds on behalf of our children.

I’ve always heard of 529 college savings accounts, but the UGMA Account with Fabric by Gerber Life is different. This account is not just for educational expenses. UGMA funds can be used for anything that directly benefits your child, whether it’s preschool expenses, astronaut camp, or music lessons. Or invest it when they’re adults and let them use it for schooling, buying their first car or even seed capital for their own business.



A UGMA account with Fabric by Gerber Life can pay for summer camps regardless of age.
Start investing today!

With Christmas approaching, this could be the perfect gift from grandparents or other family members. They can even set up regular automatic payments. Even small gifts made regularly can add up to a significant amount over time.

You can even share your child’s unique gift link with friends and family – they’ll be able to send personalized gifts for birthdays, holidays or just because. It only takes a few minutes to set up an account ready to receive gifts.

Unlike toys or clothes, this is a gift that won’t be outgrown or forgotten in a few months.



A UGMA account with Fabric by Gerber Life can help offset education costs, whether preschool or high school.
Start a UGMA account today!

UGMAs also have several tax advantages that could help you keep more money in your child’s account. It’s an easy and efficient way for you and others who love your children to invest in your child’s future, without the usual complexity and time commitment of traditional investing.



UGMA account with Fabric by Gerber Life can pay for the child’s interests, such as art and music lessons.
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This ease of use makes it attractive to a mom like me who is certainly not an expert on stocks and investments. It looks incredibly user-friendly – ​​everything is managed digitally and you can get started with as little as $20 a month.

The platform helps you determine your risk tolerance and choose the right portfolio. The low monthly fees are a bonus, making it affordable for most families.

The portfolios are managed by Fort Washington Investment Advisors, which I sought out. It is a reputable firm with a long history and significant assets under management, which gives me peace of mind. Knowing that the accounts are insured by SIPC and protected with bank-level encryption adds an extra layer of trust.



A UGMA account with Fabric by Gerber Life can payment of sports lessons.

So this year, I’m considering asking for a different kind of gift for my children—an investment in their future. It’s something they won’t outgrow or lose interest in, and it can help them into adulthood.

As the people who love them the most, isn’t that the best gift we can give?

Start a UGMA account today!

The children pictured in this article are the children of Macaroni KID and CertifiKID employees. 💞

This is a paid UGMA (Uniform Gifts to Minors Act) endorsement of Fabric by Gerber Life, not a paid referral for consulting services. Investing in securities involves the risk of loss. The age of majority varies by state. Please read the offer circular at

Custodial, brokerage and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member of FINRA/SIPC. As a member of the Securities Investor Protection Corporation (“SIPC”), funds are available to meet customer claims of up to $500,000, including a maximum of $250,000 for monetary claims. For additional information about SIPC coverage, including a brochure, contact SIPC at (202) 371-8300 or visit

Fabric by Gerber Life is a brand of Western & Southern Financial Group, Inc. Western & Southern Financial Group, Inc. is the parent company of Fort Washington Investment Advisors, Inc. Investment advisory services related to the Fabric by Gerber Life platform are provided by Fort Washington Investment Advisors, Inc., an SEC-registered investment adviser. Registration as an investment advisor does not imply any level of skill or training. Fabric by Gerber Life and its affiliates do not provide tax, legal or accounting advice. This material is not intended to provide and should not be relied upon as tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before entering into any transaction.

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