RSA Insurance Group (OTCMKTS:RSAIF – Get Free Report ) and Universal Insurance (NYSE:UVE – Get Free Report ) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, institutional ownership, earnings, analyst recommendations, dividends and profitability.
Institutional and internal ownership
66.4% of Universal Insurance shares are owned by institutional investors. 17.7% of Universal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe the stock is poised for long-term growth.
Profitability
This table compares the net margins, return on equity and return on assets of RSA Insurance Group and Universal Insurance.
| Net margins | Return on capital | Return on assets | |
| RSA Insurance Group | N/A | N/A | N/A |
| Universal insurance | 4.80% | 18.14% | 2.28% |
Analyst Recommendations
This is a summary of current ratings and price targets for RSA Insurance Group and Universal Insurance as provided by MarketBeat.
| Estimates for sale | Hold the ratings | Buy ratings | Strong buy ratings | Rating score | |
| RSA Insurance Group | 0 | 0 | 0 | 0 | N/A |
| Universal insurance | 0 | 0 | 1 | 0 | 3.00 |
Universal Insurance has a consensus target price of $21.00, suggesting a potential upside of 5.74%. Given Universal Insurance’s higher possible upside, analysts plainly believe Universal Insurance is more favorable than RSA Insurance Group.
Earnings and rating
This table compares RSA Insurance Group and Universal Insurance’s revenue, earnings per share and valuation.
| Gross income | Price/sales ratio | Net income | Earnings per share | Price/earnings ratio | |
| RSA Insurance Group | N/A | N/A | N/A | N/A | N/A |
| Universal insurance | $1.39 billion | 0.41 | $66.82 million | $2.20 | 9.03 |
Universal Insurance has higher revenue and earnings than RSA Insurance Group.
Summary
Universal Insurance beats RSA Insurance Group on 8 of the 8 factors compared between the two stocks.
About RSA Insurance Group
(Get a free report)
RSA Insurance Group plc provides personal and commercial general insurance products. It operates across Scandinavia, Canada and the UK and international segments. The company offers a range of personal insurance products, including home, car, pet and travel insurance products directly to individuals and families, as well as through brokers and agents. It also offers commercial insurance products such as property, vehicle and fleet, professional liability and indemnity and travel insurance, as well as marine insurance, renewable energy insurance, construction and engineering and railway insurance for small and medium enterprises, multinationals and sole traders. merchants. The company was previously known as Royal & Sun Alliance Insurance Group plc and changed its name to RSA Insurance Group plc in May 2008. RSA Insurance Group plc was founded in 1706 and is headquartered in London, United Kingdom.
About Universal Insurance
(Get a free report)
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets and underwrites insurance products for personal home insurance, such as homeowners, renters/tenants, condo owners and home/fire; and offers allied lines, other structure coverage, and personal property, liability and personal items coverage. The company also advises on actuarial matters, oversees distribution, administers claims payments, performs policy and underwriting administration and assists in reinsurance negotiations; sets up and manages reinsurance programs for insurance companies; and operates Clovered.com, a digital agency for various carrier partners and the use of digital claims adjustment applications. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including a digital insurance agency. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001 Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
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